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Tasneem Sultana

Toward a Comprehensive Model Predicting Credit Loss in Vertical Transfer

A growing body of research has documented extensive credit loss among transfer students. However, the field lacks theoretically driven and empirically supported frameworks that can guide credit loss research and reforms. We develop and then test a comprehensive framework designed to address this gap using novel administrative credit loss data from Texas. Our results demonstrate how the likelihood of credit loss varies across course characteristics, majors, pretransfer academics, student characteristics, and sending and receiving institutions. Additionally, we are able to disentangle general credit loss from major credit loss and examine how they vary across institutions, majors, and the combination of both. The extensive variation in credit loss among universities in particular underscores the need for future research and reform.

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Credit Loss, Institutional Retention, and Postsecondary Persistence Among Vertical Transfer Students

Although community colleges have served as a gateway to universities for millions of students—disproportionately so for students from populations historically underrepresented in higher education—prior research has demonstrated that the majority of vertical transfer students lose at least some of their pretransfer credits. However, researchers examining how credit loss relates to subsequent college outcomes have been hindered by data limitations. For this study, we drew from the literature on academic momentum and examined the relationship between credit loss, institutional retention, and postsecondary persistence. Our use of novel administrative data from Texas enabled us to disentangle major credit loss from general credit loss and study the contribution of each credit loss type to posttransfer outcomes. Our analyses show that both forms of credit loss are inversely related to institutional retention, but the relationships between credit loss and postsecondary persistence are far less consistent. We found evidence suggesting that major credit loss is more strongly related to both retention and persistence than general credit loss. We did not find evidence that the relationship between credit loss and posttransfer outcomes is moderated by students’ race/ethnicity, economic status, or gender, and we found only limited evidence of moderation by major.

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